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Payday Lenders

The following US, UK and Canadian online payday lenders offer affordable payday loans. These lenders are mostly state-licensed direct lenders and are committed to responsible and fair payday lending. They offer excellent friendly customer support 24/7 and many of them can be contacted via phone, email and live chat.

 
US Payday Loan Offers
 
 
Lender Amount Finance Fee Term Discounts Extras
Up to $2500 $15-$22.50 per $100 borrowed for 14 days 14-36 days None US-based direct lender
State-licensed
Member of CFSA and
BBB with A+ rating


Details
Up to $1000 $15 - $30 per $100 borrowed for 14 days 14-30 days None US-based direct lender
Member of FiSCA
Founded in 1968
Satisfaction Guaranteed


Details
Up to $1000 Depends on the lender you're matched with 14-25 days None US-based loan-matching
service
1 hour cash possible


Details
Up to $1500 $18.62 per $100 borrowed for 14 days 7-31 days 25% off loan fees for
new applicants.
Offshore direct lender
Based in Anguilla,
British West Indies.


Details
Up to $1800 $15-$25 per $100 borrowed for 14 days 14-28 days 20% off loan fees for
new applicants.
Enter CJCASH on
application
US-based direct lender
State-licensed
Member of BBB and
CFSA


Details
Up to $1500 $17.50 per $100 borrowed for 14 days 14 days 25% off loan fees for new Applicants. Offshore direct lender
Based in Anguilla,
British West Indies.


Details
Up to $500 $15-$25 per $100 borrowed for 14 days 4-31 days 10% off loan fees for new Applicant. Enter CJ10MAY11 on application US-based direct lender
Member of OLA


Details
Up to $1500 Depends on the lender you're matched with Depends on
your lender
None Have been providing
online loan-matching
Service for 8 years


Details

Up to $1000 $15-$30 per $100 borrowed for 14 days 4-30 days  None US-based direct lender
Member of CFSA and
FiSCA


Details
 
 
   
 
UK Payday Loan Offers
 
 
Lender Amount Finance Fee Max APR Fee Discount Extras
Up to £1000 £20- £29.50 per £100 borrowed Typical APR =
890-2222%
Free 1 hour
funding
20% off loan fee for new Applicants. UK-based direct lender Member of CFA and CIFAS

More Info
Up to £400 £41.92 per £207 borrowed  Typical APR = 4312% £5.50 per transaction
Guarantees
Funding in 15 minutes
None UK-based direct lender Licensed by OFT Member of FLA

More Info
Up to £750 £20 per £80 borrowed Typical APR = 1737%  for 30-day loan None Funding may take up to 24 hours None UK-based loan matching service provider

More Info
Up to £800 £20 per £80 borrowed Typical APR = 1737%  for 28 days Same-day funding if you sign agreement before 17:00 None Member of CFA Licensed under Consumer Credit Act

More Info
 
 
   
 
Canadian Payday Loan Offers
 
 
Lender Amount Finance Fee Funding Term Discount Extras
Up to $1500 $21-$23 per $100 borrowed for 14 days Same day funding at no extra charge Up to 62 days 20% off loan fee for new Applicants. Licensed lender Service available in Ontario, Alberta &
BC only Member of CPLA


More Info
Up to $1500 $21-$23 per $100 borrowed for 14 days Funding  within 24 hours Up to 14 days None Licensed lender
Online service avail
in Ontario & Alberta
Member of CPLA
and BBB with A+ rating.


More Info
Up to $1500 $21 per $100 borrowed for up to 62 days Funding within 24 hours Up to 62 days None UK-based loan-matching service provider

More Info


Ace Cash Express

Founded in 1968, Ace Cash Express Inc is a leading retailer of financial services, including payday loans, consumer loans, check cashing, bill payment and prepaid debit card services. ACE is the largest owner and operator of check cashing stores in the United States and the second largest owner and operator of short-term consumer loan stores in the United States. It is a member of the Financial Services Center of America (or FiSCA).


Cash Central

Cash Central is one of the leading payday loan lenders both online and offline. As a state licensed lender, it does business according to the laws in each state where it operates. The company is known for building good relationship with its customers resulting in customer loyalty.
CashnetUSA.com

This is one of the leading payday advance lenders both online and offline since 1989. Its headquarters is in Utah. The company is a member of Community Financial Services Association, the only organization that promotes responsible payday lending in the industry. It is a member of Better Business Bureau in good standing with the highest business rating of A+.



Check City

Since its humble beginning in 2004, CashnetUSA has steadly grown to become one of the most popular and REPUTABLE online pay day lenders. As a member of both Better Business Bureau and Community Financial Services Association, it is committed to responsible lending practices. To date, CashnetUSA claims to have serviced over one million customers.
Dollar Direct Canada

Dollar Direct ca is a leading online payday lender in Ontario, Alberta and British Columbia provinces. As a member of Canadian Payday Loan Association (or CPLA), it complies with the Association's code of best business practices. The company prides itself in providing excellent customer support via phone, email and live chat.


Fastwire Cash

Fastwire Cash is a state licensed payday loans lender with corporate office in Florida. It is a member of both CFSA and FISA, organizations that promote responsible leading in the payday loan industry. If you have a job and a checking or savings account, you may qualify for Fastwire Cash loan.


Money Mart



Moneymart.ca offers payday loans online in two Canadian provinces namely Ontario and Alberta. Money Mart is a member of Better Business Bureau (or BBB) and has been in business since 1982. Money Mart is a founding member of the Canadian Payday Loan Association (or CPLA).
Payday Bank (U.K.)

Payday Bank is a U.K.-based loan broker. It matches prospective borrowers with leading UK payday lenders. Their application process is fast and simple and, in most cases, funds are transferred on the same working day the loan request is made. First-time applicants can borrow up to four hundred pounds.

QuickQuid (U.K.)

As one of U.K.'s premier Cash lenders, QuickQuid provides cash advance of up to one thousand five hundred pounds funded as quickly as the same day. It is licensed under the Consumer Credit Act and registered member of CIFAS, the U.K.'s Fraud Prevention Service.

Speedy Cash

Speedy Cash is truly a pioneer payday loan lender. Founded in 1997, it has grown to become a multi-state, reliable pay day loan company. With corporate office in Wichita, Kansas, Speedy Cash also offers its customers other financial services such as check cashing, prepaid debit cards, Title loans, etc.

Wegivecash.Com

Wegivecash is not involved in pay day lending. Instead, for the past 7 years, it has been offering an online service that matches borrowers with payday loan companies. It has a network of over 70 cash lenders. This allows the company to deliver fast and affordable loans to its customers. In fact, the company promises to provide a loan in as little time as 1 hour.

Wonga.com


Wonga.com is one of the leading small loan lenders in the UK. It offers fast and flexible small loans funded within 15 minutes after approval. Wonga.com is licensed by the Office of Fair Trading and a member of the Finance and Leasing Association.