The following Payday Loan (Canada) offers provide fast and hassle-free access to cash. They are designed to help you meet unexpected expenses that occur between paydays. So, compare these offers side by side and choose the right one for your financial needs. Finally, apply today by filling out a secure online application.
Choose a province and apply for Quick Cash …
Dollar Direct ca(For Ontario Residents)
Licensed lender in the province of Ontario
Provides faxless application process for most applicants
Performs traditional credit check while accepting less-than-perfect credit
Provides funds next business day
Guarantees your satisfaction! Cancel your loan if you are not satisfied.
Offers customer support via phone, email or live chat
Member of the Canadian Payday Loan Association (or CPLA)
You must be 18 years of age or older; employed, self-employed or receive employment insurance; must have an active bank account.
Min Loan Amount: $100
Max Loan Amount: $1500
Finance Fee: $21 per $100 borrowed (14 days)
Due Date: Next payday up to 62 days
Repayment Options: Not available
Dollar Direct ca(For British Columbia Residents)
Licensed lender in the province of British Columbia
Provides faxless application process for most applicants
Performs traditional credit check while accepting less-than-perfect credit
Provides funds next business day
Guarantees your satisfaction! Cancel your loan if you are not satisfied.
Offers customer support via phone, email or live chat
Member of the Canadian Payday Loan Association (or CPLA)
You must be 18 years of age or older; employed, self-employed or receive employment insurance; must have an active bank account.
Min Loan Amount: $100
Max Loan Amount: $1500
Finance Fee: 23% of the principal (14 days)
Due Date: Next payday
Repayment Options: Not available
Dollar Direct ca(For Alberta Residents)
Licensed lender in the province of British Columbia
Provides faxless application process for most applicants
Performs traditional credit check while accepting less-than-perfect credit
Provides funds next business day
Guarantees your satisfaction! Cancel your loan if you are not satisfied.
Offers customer support via phone, email or live chat
Member of the Canadian Payday Loan Association (or CPLA)
You must be 18 years of age or older; employed, self-employed or receive employment insurance; must have an active bank account.
Min Loan Amount: $100
Max Loan Amount: $1500
Finance Fee: $23 per $100 borrowed (14 days)
Due Date: Next payday
Repayment Options: Not available
Maximum loan amount and finance fee may vary from province to province. Visit individual lender's website to see terms and conditions of each offer. All reasonable efforts are made to update loan information on this site. However, all payday loan information on this site is presented without any warranty.
Payday loans in Canada: Important Tips you need to know
Payday loans in Canada provide quick cash for emergency expenses. It is cash on demand. Before you apply though, get the facts you need to help you make smart decisions.
Canadian Payday loans: Quick Facts
There are 1350 payday loan stores in Canada, with approximately 750 in Ontario.
The average payday loan in Canada is $300 for a term of two weeks.
Payday lenders are required to be licensed.
Borrowers can rescind their loans even after a lender has transferred funds.
Canadian Payday loan Association has a code of best business practices designed to protect consumers.
Payday loans in Canada are primarily regulated by regional governments.
Online payday loans Canada: How to apply today
Like all payday advance loans, the application process for online payday loans (Canada) is easy, fast and convenient. It takes just a few minutes to complete the process and, in many cases, you will receive instant approval or response.
Here is how to apply at pdloanguide.com.
Choose your province- Ontario, Alberta or British Columbia.
Read the loan offer carefully.
If the offer is right for you, click on "Get cash now" button.
Apply online by filling out a secure application on the lender's official website.
If approved, sign the loan agreement. Be sure to read it carefully before you sign.
Faxless payday loans Canada: What you should know
Faxless payday loans (Canada) are convenient and hassle-free. Getting approved for one though may depend on a number of factors such as:
Your credit report, if obtained, is usually the basis of most lending decisions.
Regulatory requirements like number of outstanding loans, income ceiling, etc. For example, in British Columbia, lenders can't issue more than one loan at a time for a borrower nor can a lender issue a borrower with a loan for more than 50% of his or her income.
Qualification criteria like identity verification, verification of application details, residency requirements, etc.
Use these tips to make better decisions about your loans. Remember, payday loans are to be used for emergency expenses only and as a last resort.